Know Where Your Money Goes

The personal finance app for early professionals. Log expenses in 2 taps, track budgets, and save toward your goals.

100% Offline No Ads, No Tracking Free to Use

Everything You Need, Nothing You Don't

Built for people who want clarity, not complexity.

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5-Second Logging

Tap the + button, type an amount, and you're done. Add category, notes, or recurrence if you want — but you don't have to.

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Smart Suggestions

Log "coffee" once, and next time it auto-fills the amount and category. Your frequent transactions appear as one-tap chips.

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Budget Tracking

Set weekly or monthly limits per category. Get alerts on the dashboard when you're approaching the edge — before you cross it.

Savings Goals

Save for a trip, a car, an emergency fund. Track progress with visual bars, and get nudged to allocate from every paycheck.

Spending Streaks

Gamified habits: logging streaks, no-spend days, and under-budget badges. Small wins that keep you coming back daily.

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Monthly Insights

See where your money went with category breakdowns, daily spending charts, and month-over-month trends — all in one tap.

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Photo Receipts

Attach up to 5 photos per transaction — receipts, menus, price tags. Everything stored locally, never uploaded.

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Bill Splitting

Split expenses between 2–20 people with automatic per-person calculations. Tag who was there so you never forget.

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Subscription Tracker

See your total monthly subscription cost at a glance. View next renewal dates, pause, and resume recurring charges from one place.

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Savings Rate

Track what percentage of your income you're saving each month. A single metric that tells you if you're building wealth or treading water.

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Budget Alerts

Get notified when you're approaching your spending limit — before you cross it. Local notifications, no data sent anywhere.

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Dark Mode

Automatically adapts to your device settings. Every screen, card, and chart looks great in both light and dark.

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Custom Reports

Generate PDF and CSV reports with custom date ranges, expense/income filters, and category breakdowns. All created on-device.

How It Works

1

Open & Log

Tap +, enter the amount, hit Save. That's it. Do this every time you spend.

2

Set Limits

Create budgets for the categories that matter. Monie alerts you when you're close.

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Watch & Grow

Review your daily budget, build streaks, and watch your savings goals fill up.

Built Different

Privacy First

Your data never leaves your device. No accounts, no servers, no analytics. Just you and your money.

No Subscriptions

Ask Monie is free. No paywalls, no premium tiers, no "unlock for $9.99/month" dark patterns.

Designed for Speed

Every interaction is optimized for minimal taps. The core loop is open, log, done — under 5 seconds.

Start Knowing Where Your Money Goes

Available on the App Store for iPhone.

Download on the App Store